It’s never been easier to buy on Lay-By. Not only can you open your Lay-By online in a few easy steps, you can also customise your deposit and payment term to suit your pocket!

What happens next?

• Once you’ve completed your transaction, you’ll receive confirmation via SMS and email;

• You will receive a monthly SMS statement of your Lay-By account which you can pay via EFT;
• When your account has been settled, one of our friendly consultants will be in touch to make arrangements with you to deliver your purchase.

Why Lay-By?

• Low minimum deposit of R100
• No interest or hidden costs
• No credit checks
• Guaranteed price
• Up to 12 months to pay
• Money back guarantee
• SMS notifications on any account activity 

Feel free to contact us should you have any queries on your Lay-By. Chat to us online, give us a call on 0800 110 775, or send us an email @ russells@jdg.co.za

For more info, refer to our Terms & Conditions (https://www.russells.co.za/terms-and-conditions)

You can now conveniently apply for lay-by online!

Benefits:

• No credit checks;
• No interest or extra;
• Your money is safe and guaranteed;
• Up to 12 months to pay;
• You only need to pay a R100 deposit; and
• Non-SA citizens welcome.

These are the 3 steps you need to follow with all the important information you need to know before you receive the product of your dreams.

What happens after you apply for a lay-by account?

• You will receive a monthly SMS statement of your lay-by account;
• When your account has been settled, arrangements will be made with you to deliver your purchase from any of our 16 distribution centres,
• We can delivery your purchase at a minimum fee of R399 anywhere in South Africa.

Feel free to contact us should you have any queries on your lay-by.

Contact details: 0800 110 775 (Toll free)